Rain
Liminal
Virtual AccountLocal RailsNon-Custodial
Max CashbackN/A
Annual FeeFree
Time in Market1 years
KYCRequired
Highlights
LIL Rewards
APY depending on the currency
Live the digital nomad lifestyle
Your balance earns 3-15% automatically through institutional-grade DeFi protocols
Buy fractional shares of US stocks with live market data, limit orders, and a real portfolio
Nim - Your AI personal agent
Simple and transparent pricing, fees and subscription costs are published in the app
Insights
No Direct Cashback
No direct cashback - evaluate mainly for features, regions and custody model.
Self-Custody
Non-custodial design - better for power users who prefer holding their own keys.
Full KYC Required
Full KYC - typical for regulated neobanks, usually enabling higher limits and broader coverage.
Key Facts
Annual Fee
FreeFX Fees
0.1% to 0.45%Network
Local RailsCustody
Non-CustodialRegions
GlobalAssets
250+ tokenised US equitiesMetal
NoSignup Bonus
None