Kleos
DebitVisaSelf-Custody
Max CashbackN/A
Annual FeeFree - €120
Time in Market3 months
KYCRequired
Highlights
Exclusive fee discounts
c.5%-15% rewards depending on vault
Lower crypto conversion fees
Access to exclusive events
Kleos Circle membership
Premium allocation plans
Exclusive travel & lifestyle perks
Insights
No Direct Cashback
No direct cashback - evaluate mainly for features, regions and custody model.
Self-Custody
Non-custodial design - better for power users who prefer holding their own keys.
Full KYC Required
Full KYC - typical for regulated neobanks, usually enabling higher limits and broader coverage.
Key Facts
Annual Fee
Free - €120FX Fees
0.5%-1.5%Network
VisaCustody
Self-CustodyRegions
EuropeAssets
25+ tokensMetal
YesSignup Bonus
None