Back

Fold

Fold logo - Fold Debit card

Fold

Fold

DebitVisaCustodial
Max Cashback15%
Annual FeeFree
Time in Market12 years
KYCRequired

Highlights

Bitcoin Rewards
Up to 15% back on merchant boosts
1.5% back on categories like dining and travel

Insights

Elite Cashback

Extremely high cashback - best suited for heavy spenders who can maximize rewards.

Custodial Model

Custodial model - closer to a traditional fintech experience with simpler UX.

Full KYC Required

Full KYC - typical for regulated neobanks, usually enabling higher limits and broader coverage.

Key Facts

Annual Fee
Free
FX Fees
0%
Network
Visa
Custody
Custodial
Regions
United States
Assets
Bitcoin Only
Metal
No
Signup Bonus
~5000 sats bonus