COCA
Coca
DebitVisaNon-Custodial
Max Cashback8%
Annual FeeFree
Time in Market3 years
KYCRequired
Highlights
Up to 8% cashback
5% APY on spendable balances, no lockups, no staking
50% back on Claude, Netflix, Spotify, and 10 other subscriptions
Personal IBAN account for receiving salary and transfers
Insights
Strong Cashback
Strong cashback profile for everyday spending across multiple categories.
Self-Custody
Non-custodial design - better for power users who prefer holding their own keys.
Full KYC Required
Full KYC - typical for regulated neobanks, usually enabling higher limits and broader coverage.
Key Facts
Annual Fee
FreeFX Fees
0% (direct pairs) / 0–1.5% (indirect pairs)Network
VisaCustody
Non-CustodialRegions
GlobalAssets
USDT, USDC, EURCMetal
NoSignup Bonus
None