
Fiat24
Fiat24
DebitMastercardHybrid
Max CashbackN/A
Annual FeeFree
Time in Market8 years
KYCRequired
Highlights
No numeric cashback rewards; instead loyalty‑style F24 Loyalty Tokens earned on top‑ups and card spends
Insights
No Direct Cashback
No direct cashback - evaluate mainly for features, regions and custody model.
Custodial Model
Custodial model - closer to a traditional fintech experience with simpler UX.
Full KYC Required
Full KYC - typical for regulated neobanks, usually enabling higher limits and broader coverage.
Key Facts
Annual Fee
FreeFX Fees
0%Network
MastercardCustody
HybridRegions
Europe, Asia, Oceania, North AmericaAssets
EUR | CHF | RMB | USD (tokenized and fiat; via EUR24, CHF24, CNH24, USD24 on Arbitrum)Metal
NoSignup Bonus
None