Ether.fi
Ether.fi Cash
CreditVisaNon-Custodial
Max Cashback3%
Annual FeeFree
Time in Market4 years
KYCRequired
Insights
Moderate Cashback
Moderate cashback - interesting as a secondary card or niche use case.
Self-Custody
Non-custodial design - better for power users who prefer holding their own keys.
Full KYC Required
Full KYC - typical for regulated neobanks, usually enabling higher limits and broader coverage.
Key Facts
Annual Fee
FreeFX Fees
1%Network
VisaCustody
Non-CustodialRegions
USAssets
USDC (Yielding)Metal
NoSignup Bonus
PointsHighlights
Cashback on every purchase
Referral rewards (1% Cashback on referral purchases + 10% points on their deposits)
Yield Bearing
Airport Companion lounge access
Concierge
Crypto concierge (coming soon)
Exclusive hotel discounts (Up to 65% off luxury hotels)