
Cypher
Cypher Card
DebitVisaNon-Custodial
Max Cashback35%
Annual Fee$0 (Basic), $199 (Premium)
Time in Market5 years
KYCRequired
Insights
Elite Cashback
Extremely high cashback - best suited for heavy spenders who can maximize rewards.
Self-Custody
Non-custodial design - better for power users who prefer holding their own keys.
Full KYC Required
Full KYC - typical for regulated neobanks, usually enabling higher limits and broader coverage.
Key Facts
Annual Fee
$0 (Basic), $199 (Premium)FX Fees
0.75%-1.75%Network
VisaCustody
Non-CustodialRegions
GlobalAssets
1000+ tokens across 15 chainsMetal
YesSignup Bonus
100 $CYPR with referral code