BitPay
BitPay Card
PrepaidMastercardCustodial
Max Cashback15%
Annual FeeFree
Time in Market15 years
KYCRequired
Insights
Elite Cashback
Extremely high cashback - best suited for heavy spenders who can maximize rewards.
Custodial Model
Custodial model - closer to a traditional fintech experience with simpler UX.
Full KYC Required
Full KYC - typical for regulated neobanks, usually enabling higher limits and broader coverage.
Key Facts
Annual Fee
FreeFX Fees
3%Network
MastercardCustody
CustodialRegions
USAssets
15+ Top CapsMetal
NoSignup Bonus
None